Monday, November 11th, 2024

Terms and conditions

Terms and conditions of use

Welcome to our digital information network. These are our terms and conditions for use of the network, which you may access in several ways, including but not limited to the World Wide Web via afripinion.com, digital television, Live Video Feed, PDA, mobile phone and RSS feeds. In these terms and conditions, when we say the “Afripinion Site” we mean the digital information network operated by or on behalf of Afripinion News & Media Limited or its parent companies, subsidiaries and affiliates (collectively “Afripinion”), regardless of how you access the network, as well as any afripinion.com apps whether you access those via a Afripinion Site or a third party site. However, you access the Afripinion Site, you agree to be bound by these terms and conditions. If you have accessed the Afripinion Site from the United States or Australia, you also agree to be bound by additional terms contained at the end of these terms and conditions.

1. Registration

You may access areas of the Afripinion Site that require registration by becoming a registered member and creating an account with us. You agree to be responsible for maintaining the confidentiality of your passwords or other account identifiers which you choose and all activities that occur under your account.

By registering on the Afripinion Site, you agree that:
(i) your account and password are personal to you and may not be used by anyone else to access the Afripinion Site;

(ii) you will not do anything which would assist anyone who is not a registered user to gain access to any registration area of the Afripinion Site; and

(iii) you will not create registration accounts for the purpose of abusing the functionality of the site, or other users; nor will you seek to pass yourself off as another user.

You agree to notify us immediately if you become aware any unauthorised use of your password or account identifiers by others.

2. Termination of registration

If you no longer wish to have a registered account, you may terminate your account by sending an email to info@afripinion.com. If you no longer accept these terms and conditions, or any future modification to these terms and conditions, you must cease using the Afripinion Site. Continued use of the Afripinion Site indicates your continued acceptance of these terms and conditions.

If, for any reason, we believe that you have not complied with these terms and conditions, we may, at our sole discretion, cancel your access to the registration areas of Afripinion Site immediately and without prior notice.
We may terminate your registered account, at our sole discretion, by emailing you at the address you have registered stating that the agreement has terminated.

3. Use of material appearing on the Afripinion.com Site

Your use of the Afripinion Site is for your own personal and non-commercial use only. You acknowledge that, as between Afripinion and you, except for user content and advertisements (as discussed below), Afripinion is the sole owner of all content on the Afripinion Site, including, without limitation, all applicable copyrights, patents, trademarks, trade secrets, trade names, logos, and other intellectual property rights thereto, as well as text, images, graphics, logos, audio, video and other material appearing on the Afripinion Site (“Afripinion Content”). The Afripinion Site and the Afripinion Content are protected by the copyright laws and other intellectual property laws of the United Kingdom, the United States, Nigeria and Australia and are protected globally by applicable international copyright treaties.

You may download and print extracts from the Afripinion Content for your own personal and non-commercial use only, provided you maintain and abide by any author attribution, copyright or trademark notice or restriction in any material that you download or print. You may not use any Afripinion Content for any other purpose without our prior written approval. Except as expressly authorised by afripinion.com, you are not allowed to create a database in electronic or paper form comprising all or part of the material appearing on the Afripinion Site.

If you wish to use our content other than as permitted by these terms and conditions, please contact us at info@afripinion.com.

For all other inquiries about distribution or reproduction of the materials, please contact info@afripinion.com.

4. Disclaimer of liability

To the extent permitted at law, we do not accept any responsibility for any statement in the afripinion.com Content. Nothing in the Afripinion Content is provided for any specific purpose or at the request of any particular person. For the avoidance of confusion, we will not be liable for any loss caused as a result of your doing, or not doing, anything as a result of viewing, reading or listening to the Afripinion Content or any part of it. You can access other sites via links from the Afripinion Site. These sites are not under our control and we are not responsible in any way for any of their contents.

We give no warranties of any kind concerning the Afripinion Site or the Afripinion Content. In particular, we do not warrant that the Afripinion Site or any of its contents is virus free. You must take your own precautions in this respect as we accept no responsibility for any infection by virus or other contamination or by anything which has destructive properties.

Although we will do our best to provide constant, uninterrupted access to the Afripinion Site, we do not guarantee this. We accept no responsibility or liability for any interruption or delay.

If you are accessing the Afripinion Site from the United States, Nigeria or Australia, the additional disclaimers and limitations of liability apply.

5. Third party advertising on the Afripinion.com Site

You will see advertising material submitted by third parties on the Afripinion Site. Each individual advertiser is solely responsible for the content of its advertising material. We accept no responsibility for the content of advertising material, including, without limitation, any error, omission or inaccuracy therein.

If you want to advertise on the Afripinion Site, please email the user help team at advert@afripinion.com, and they will pass your details on to our advertising sales team.

6. User content

Users of our site may be permitted to submit content for publication in various areas of the Afripinion Site. Interactions with our site are governed by our Community Standards and Participation Guidelines accessible at afripinion/community-standards which are incorporated in these terms and conditions. You will be deemed to consent to these guidelines, and these terms and conditions, if you choose to post any content or comments to the Afripinion Site.

When you submit content to us, you agree and represent that you have created that content, or you have received permission from, or are authorised by, the owner of any part of the content to submit it to the Afripinion Site.

You or the owner of the content still own the copyright in the content sent to us, but by submitting content to us, you are granting us an unconditional, irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide licence to use, publish and/or transmit, and to authorise third-parties to use, publish and/or transmit your content in any format and on any platform, either now known or hereinafter invented.

You acknowledge and agree that when you post content on the Afripinion Site or view content provided by others, you are doing so at your own discretion and risk, including any reliance on the accuracy, completeness, of that content. You further acknowledge and agree that the views expressed by you and other users in that content do not necessarily reflect the views of Afripinion, and we do not support or endorse any user content. You acknowledge that we have no obligation to pre-screen, monitor, review, or edit any content posted by you and other users on the Afripinion Site.

We, or authorised third parties, reserve the right to cut, crop, edit or refuse to publish, your content at our or their sole discretion. We may remove your content from use at any time.

We accept no liability in respect of any content submitted by users and published by us or by authorised third parties.

You warrant that the content you submit to us is not obscene, threatening, harassing, libellous, deceptive, fraudulent, invasive of another’s privacy, offensive, defamatory of any person or illegal. You warrant that the content you submit to us does not infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary or privacy right of any party or individual. You agree not to (i) post content which is deliberately intended to upset or harm other users; (ii) use the Afripinion Site to post or otherwise transmit content that victimises, harasses, degrades, or intimidates an individual or group of individuals on the basis of any impermissible classification, including, without limitation, religion, gender, sexual orientation, race, colour, creed, ethnicity, national origin, citizenship, age, marital status, military status or disability; (iii) post or otherwise transmit any content that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of the Afripinion Site or any computer software or hardware or telecommunications equipment; (iv) upload or otherwise transmit any content, or take any other actions with respect to your use of the Afripinion Site, that would constitute, or would otherwise encourage, criminal conduct or give rise to civil liability; or (v) use the Afripinion Site for commercial purposes, including, without limitation, submitting any material to solicit funds or to promote, advertise or solicit the sale of any goods or services.

You understand that the technical processing and transmission of the Afripinion Site may involve (i) transmissions over various networks; and (ii) changes to content to conform and adapt to technical requirements of connecting networks or devices. Afripinion.com assumes no responsibility for the deletion or failure to store postings of content or other information submitted by you or other users to the Afripinion Site.

If you are under 16, you confirm that you have permission of your parent or guardian to submit content.

Any queries regarding copyright and your content should be directed in the first instance to info@afriipinion.com.

7. Apps

You may download certain Afripinion apps (“Apps”) either from Afripinion Sites or from third party app stores or shops. All of these terms apply to the maximum extent relevant to your use of the Apps (and in particular, the terms of section 6 apply where you are using an App to submit user content to the Afripinion Sites).

In addition to the limitations on our liability set out herein, we shall not be liable for any damage caused to or interference with any equipment or other Apps or content of any description.

8. Data protection

To find out what personal data we collect and how we use it, please visit our privacy policy at afripinion.com/help

9. Changes to these terms and conditions of use

Please note that we may change these terms and conditions from time to time at our sole discretion and we reserve the right to do without your consent. Any revised terms and conditions will be applicable at the time of posting on the Afripinion Site. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the Afripinion Site after it has been posted.

10. Governing law & jurisdiction (except for US users)

These terms and conditions are governed by Nigerian law and the parties agree to submit to the exclusive jurisdiction of the Nigerian courts, provided that use of the Afripinion Site is governed by other laws.

11. Indemnification

You agree to defend, indemnify, and hold harmless Guardian, its parents, subsidiaries, and affiliates, and each of their respective officers, directors, and employees from any and all claims, liabilities, costs, and expenses, including, but not limited to, attorneys’ fees and expenses, arising out a breach by you or any user of your account of these terms and conditions or privacy policy or arising out of a breach of your obligations, representation and warranties under these terms and conditions.

12. No waiver

Our failure to insist upon or enforce any provision of these terms of service shall not be construed as a waiver of any provision or right of Guardian.

Additional terms of use for users in the United States and Australia

13. Additional restrictions on user content for US users

In addition to the terms in the Section above, you agree not to use the Afripinion Site to upload, post, e-mail, or otherwise transmit any content that you do not have a right to transmit under any law or regulation or under any contractual or fiduciary relationship (such as insider information, intellectual, proprietary or confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements and to intentionally or unintentionally violate any applicable local, state, national, or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any rules, regulations, orders, directives and the like having the force of law).

14. DMCA notice for US users

If you are a US copyright owner or an agent of a US copyright owner and believe that any user content or other content on the Afripinion Site infringes upon your copyrights, you may submit a notification pursuant to Title 17, United States Code, Section 512(c)(3), the Digital Millennium Copyright Act (“DMCA”) by providing our designated copyright agent with the following information in writing:

(i) identification of the copyrighted work or works claimed to have been infringed;
(ii) identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material;
(iii) your contact information including your name, an address, telephone number, and, if available, an email address;
(iv) a statement that you have a good faith belief that use of the material in the manner complained of is not authorised by the owner of the work, its agent, or the law;
(v) a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorised to act on behalf of the owner of an exclusive right that is allegedly infringed; and
(vi) your physical or electronic signature;

Afripinion’s designated copyright agent to receive notifications of claimed infringement is: info@afripiion.com. Only DMCA notices should go to the designated copyright agent. You acknowledge that if you fail to comply with all of the requirements of this Section, your DMCA notice may not be valid.

15. Governing law & jurisdiction (for US users)

If you have accessed the Afripinion Site from the US, these terms and conditions are governed by the laws of the United States of America and the laws of the State of New York. You agree that exclusive jurisdiction for any claim or dispute with Afripinion or relating in any way to your use of the Afripinion Site resides in the courts of the County of New York, State of New York, and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of the County of New York, State of New York, in connection with any such dispute and including any claim involving Afripinion or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers and content providers. You agree that any cause of action or claim that you may have with respect to your use of the Afripinion Site must be commenced within one year after the act or omission giving rise to the claim or cause of action arose.

16. Additional disclaimers

Visitors to the Afripinion Site agree that their use of the Afripinion Site is at their own sole risk. The Afripinion Site is provided “as is” and “as available,” without warranty of any kind, either express or implied including but not limited to: (i) any warranties concerning the availability, accuracy, appropriateness, reliability, timeliness, or usefulness of the content of the Afripinion Site; and (ii) any warranties of title, warranty of non-infringement, or warranties of merchantability or fitness for a particular purpose. Afripinion also makes no representations and warranties as to any linked sites and Afripinion has no liability or responsibility with respect to your use of such sites. In some instances, content made available on the Afripinion Site may represent the opinions and judgments of providers or users, such as user content. Afripinion and its affiliates do not endorse nor shall they be responsible or liable for the accuracy or reliability of any statement made on the Afripinion Site by anyone other than authorised Afripinion employees acting in such capacity.
This disclaimer of liability applies to any damages or injuries caused by the Afripinion Site, including, without limitation, those damages or injuries occurring as a result of: (i) any error, omission, deletion, or defect in the content available on the Afripinion Site; or (ii) any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of records, information or data, unauthorised access to, alteration of, or use of records, information or data, whether for breach of contract, tort, negligence, defamation, or any other cause of action. Afripinion does not warrant or guarantee that access to the Afripinion Site will be uninterrupted or error-free.
Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

17. Limitation of liability

YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, IN NO EVENT WILL AFRIPINION OR ITS AFFILIATES, INCLUDING, WITHOUT LIMITATION, THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUCCESSORS AND ASSIGNS, BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT OR INDIRECT LOSS, DAMAGE, COST, EXPENSE OR LIABILITY OF ANY KIND (“LOSS”) ARISING IN ANY WAY OUT OF OR IN CONNECTION WITH THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE AFRIPINION SITE, INCLUDING (WITHOUT LIMITATION): (i) DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF BUSINESS AND OTHER PROFITS, LOSS OF PROGRAMS, COST OF REPLACING EQUIPMENT OR SOFTWARE OR LOSS OF RECORDS, INFORMATION OR DATA, LOSS OF USE OF DATA, LOSS OF REVENUE, LOSS OF GOODWILL, LOSS OF CUSTOMERS, LOSS OF OR DAMAGE TO REPUTATION, LOSS OF CAPITAL, DOWNTIME COSTS, LOSS UNDER OR IN RELATION TO ANY OTHER CONTRACT, OR LOSS OF ANTICIPATED SAVINGS OR BENEFITS; (ii) ANY INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL LOSS; OR (iii) ANY LOSS ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE AFRIPINION SITE. THE EXCLUSION OF LIABILITY IN THIS SECTION 17 APPLIES EVEN IF AFRIPINION SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS.

BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR PARTICULAR KINDS OF LOSS, IN SUCH STATES OR JURISDICTIONS, AFRIPINION’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW (THEREBY MINIMIZING AFRIPINION’S LIABILITY TO YOU TO THE LOWEST AMOUNT THAT APPLICABLE LAW PERMITS).

18. Exclusion of warranties (for Australian users)

The Australian Consumer Law may confer certain rights and remedies on you in relation to the provision by Guardian of goods and services under these terms and conditions. Notwithstanding the disclaimers and limitations of liability in Sections 4, 16 and 17 above, these terms and conditions do not exclude, restrict or modify the application of any condition, warranty, guarantee, right or remedy conferred by or implied under any provision of the Australian Consumer Law or any other statute where to do so would: (i) contravene the relevant statute; or (ii) cause any part of these terms and conditions to be void and/or unenforceable (“Non-Excludable Obligation”).

Except in relation to Non-Excludable Obligations, all conditions, warranties and other provisions implied or conferred by statute, custom, or the general law that impose any liability or obligation on Afripinion are expressly excluded under these terms and conditions.

19. Non-Excludable Obligations (for Australian users)

In relation to Non-Excludable Obligations (other than a guarantee as to title, encumbrances or quiet possession conferred by the Australian Consumer Law), except for goods or services of a kind ordinarily acquired for personal, domestic or household use or consumption (in respect of which our liability is not so limited under these terms and conditions), Afripinion’s liability to you for a failure to comply with any Non-Excludable Obligation is limited to: (i) in the case of services, the lowest of the cost of supplying the services again and payment of the cost of having the services supplied again; and (ii) in the case of goods, the lowest of the cost of replacing the goods, supplying equivalent goods or having the goods repaired, or payment of the cost of replacing the goods, supplying equivalent goods or having the goods repaired.